1. China Merchants Bank gq co-branded credit card is a regular card.

Key information of China Merchants Bank gq co-branded credit card:

2. Main card annual fee: regular card annual fee 100 yuan, regular card business card annual fee 100 yuan, unlimited card annual fee 10,000 yuan Annual card fee is 300 yuan. Diamond card annual fee is 300 yuan. Titanium card annual fee is 300 yuan. Regular card. Elite business card annual fee is 300 yuan. Platinum card. Annual fee for classic card is 3,600 yuan. Annual fee for regular card. Purchasing card is 50 yuan. Annual fee for gold card is 800 yuan. Yuan.

3. Annual fee exemption policy: Unconditional exemption in the first year, swiping the card 6 times will waive the annual fee for the next year, and so on.

4. Cash advance limit: 50 of the credit limit.

5. Interest-free period: 20 days to 50 days.

6. Consumption verification method: signature signature password.

7. Revolving credit interest (daily interest): 0.05 interest is charged every day.

8. Consumption text message notification fee: free text message notification for consumption exceeding 100 yuan, and no notification for consumption less than 100 yuan.

9. Minimum repayment: The minimum repayment is 10% of the amount owed.

10. Billing date: The 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd, and 25th of each month is the billing date. You can adjust the billing date when you open the card, and you can change it once after half a year. .

11. Online payment: After the user activates the online payment function, he or she sets the cumulative consumption limit. When the consumption reaches the limit, it needs to be reset, and the previous accumulation record will be cleared. Extended information

Chinese Merchants Bank gq co-branded credit card application conditions:

1. Chinese residents, foreigners permanently residing in China, who are over 18 years old, have full capacity for civil conduct, and have good credit standing. Compatriots from Hong Kong, Macao and Taiwan can apply for a personal credit card master card from the card issuer with their valid identity documents. The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct.

2. Any enterprise, administrative institution, social group, or other economic organization authorized by a legal person that opens a basic deposit account in a financial institution within China, with independent legal person status, can submit a deposit account issued by the People's Bank of China. Basic deposit account opening license and other supporting documents are required to apply for an organization card from the card issuer (if you need to apply for an international organization card, you must also have a foreign exchange settlement account).

The qualification of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.

3. When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit the relevant supporting documents required by the card issuer, and agree that the card issuer shall submit the application to any relevant party. Departments, units and individuals understand and inquire about applicants' credit status, and retain and use relevant data.

4. The card issuer will decide whether to issue a card based on the applicant's credit status, whether to require the applicant to provide guarantee and the method of guarantee, determine the method and type of card collection, and the credit limit to be granted to the applicant. Unsuccessful application materials will not be returned.

5. The ways in which the applicant provides guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee. The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal and interest of overdrafts within the credit limit and overdrafts beyond the credit limit, over-limit fees, late fees and recourse fees).

6. After receiving the credit card, the cardholder should immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, The cardholder is responsible for any losses incurred. The card issuer also provides cardholders with inquiry passwords and transaction passwords (i.e. cash advance passwords and card consumption passwords) through designated channels.

Baidu Encyclopedia-China Merchants Bank Credit Card