General credit cards need to be reissued after reporting the loss. This question may not be clear to everyone. Let's briefly introduce whether the credit card will be cancelled if it is not reissued. Let's get to know each other.

Will the credit card be cancelled if it is not reported?

Credit cards will not be cancelled unless they are reported lost. If you want to cancel your credit card, you need to call the credit card center or apply for cancellation directly at the bank. After the loss is reported, the credit card is frozen, and the credit card transaction function is closed, except for the repayment function. If you want to continue to use this card, you must issue a new one. If you don't reissue it, the card will never be used, but the credit card account still exists. If there are other credit cards in the same bank, the use of other cards will not be affected.

How long does it take to report the loss of a credit card?

After the loss of a credit card is reported, the replacement time is generally around 15 days. If you are in a hurry to use your credit card, you can ask the customer service courier of the bank credit card center to reissue it in 2-3 days. For reference only, the process of specific banks is not necessarily the same.

It is worth noting that there is also a charge for reporting the loss of credit cards. Instead of reporting the loss and not replacing the card, it is better to directly apply for cancellation or reissue the credit card after reporting the loss, which can save the loss reporting fee. This credit card can't be used anyway.