Legal subjectivity:

If you die, your family will have to repay the credit card. The law stipulates that when a person dies, his or her heirs must pay off the taxes and debts that the deceased should pay according to law, up to the actual value of the inheritance. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the decedent should pay according to law. Legal objectivity:

Article 1161 of the Civil Code: The heir shall repay the taxes and debts that the deceased should pay according to law to the extent of the actual value of the inheritance received. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the decedent should pay according to law. Legal basis: Paragraph 2 of Article 57 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" When the card-issuing bank receives repayment from the cardholder, it will offset the various arrears of its credit card account in the following order: Overdue 1- If it is 90 days (inclusive), it will be offset in the order of interest receivable or various expenses first, and then the principal; if it is overdue for more than 91 days, it will be offset first, then the interest receivable or various expenses. .