The CCB bill date is the 13th of each month, and the repayment date is the 3rd of each month. Generally, repayment is done on the 3rd at the latest. However,

1. Credit card repayments are usually on the 3rd. There will be a grace period of at least three days in the future, and repayment within the grace period will be deemed to be repayment on time;

1. If repaid in full, no fees will be incurred;

2. Repayment If the amount is less than the minimum repayment stipulated by the bank, it will be considered overdue, and the interest rate will be 0.05. In addition, a late fee of 5% of the unpaid portion of the minimum repayment will be charged;

3. The repayment amount is greater than or equal to If the minimum repayment is less than the full repayment, you need to pay interest at 0.05%;

2. If the repayment exceeds the grace period, it is considered overdue: the interest rate is 0.05%, and there is also a late payment fee.