The difference between the two:

1. The functions of the bank’s self-service terminal mainly include: cash withdrawal, cash deposit, cash deposit and withdrawal, balance inquiry, transfer within the bank or to another bank , change passwords and other basic functions. The difference is that self-service terminals also provide a series of convenient services such as passbook printing, statement printing, check deposit, envelope deposit, payment, recharge, etc.

2. Self-service equipment includes cash self-service equipment and non-cash self-service equipment.

Cash self-service equipment: Cash self-service equipment can provide customers with services such as withdrawals, deposits, transfers, inquiries, and password changes. Including automatic teller machines (ATM), automatic deposit machines (CDM), deposit and withdrawal machines (CRS) and other equipment.

Non-cash self-service terminals: Provide comprehensive self-service services in addition to cash, including enquiries, transfers, self-service card issuance, agency payment, financial management, passbook replacement, statement printing, online banking and financial inquiries Information and other multi-functional services. Including passbook check-in machines, self-service inquiry machines, self-service payment machines, self-service card issuance machines, multimedia self-service terminals, IC card loading machines, self-service online banking machines, etc.

3. Automatic deposit machines have fewer functions. They generally only have the functions of inquiry, transfer, deposit, and withdrawal. These functions are directly related to banking services. Unlike convenient self-service terminals, which are the development trend of urban life; Chinese cities are more densely populated than foreign cities, and some financial payment behaviors necessary for life - such as water bills, electricity bills, gas bills, mobile phone bills, transportation, bus card recharge, etc. For transfer payments, etc., you have to go to various units to pay, and some use banks or postal savings as payment windows.

Extended information:

The self-service terminal can realize public utility fee payment, mobile phone recharge payment, movie ticket purchase, welfare lottery purchase, performance ticket purchase, and train ticket purchase , coupon printing, insurance purchase and payment, bank card transfer, credit card repayment, bank card balance inquiry, group purchase, Anxin Mall and other convenient payment functions.

The self-service terminal has a beautiful and simple appearance, all-weather self-service and simple touch operations, which greatly facilitates the daily payment and electronic payment services of consumers.

An automatic deposit and teller machine is an electronic device for customers to perform self-service, with 24-hour service day and night. It has the functions of depositing, withdrawing money, checking balance, changing password, etc. It is a new type of bank computer terminal.

Function overview:

1. Withdrawal: Each bank card can withdraw up to 20,000 yuan per day, and the maximum limit for each withdrawal is 5,000 yuan.

2. Deposits: There is no limit to the number of deposits per day, but the maximum number of deposits at one time is 100. The deposit machine only accepts banknotes with a denomination of 100 yuan and can recognize the new version of RMB. When depositing, different denominations and different Versions of RMB can be mixed.

3. Transfer: realize card-to-card transfer between bank cards.

4. Balance query: Display the current balance in the card.

5. Change password: The password changed here is the withdrawal password.

Reference materials:

Automated deposit and withdrawal machines-Baidu Encyclopedia

Self-service terminals-Baidu Encyclopedia