1. Card swiping in the birthday month

Banks usually provide cardholders with multiple points benefits in the birthday month. For example, Platinum Card and Gold Card, the higher the credit card level, the more points accumulated.

2. Points Activities

There will be some corresponding point promotions in daily life. For example, if you spend money with a credit card before a specified date, or when you reach a certain amount, you can get points as rewards from the bank. You can pay more attention to bank activities.

3. Multiple people can save points by swiping their cards

The more you spend by swiping your card, the more points you will accumulate. Everyone can save points by swiping their card to pay for a friend and then having the friend transfer money to you. You can also apply for supplementary cards for family members, and the points from the supplementary cards can be merged into the main card.

4. Choose a permanent points card

The credit card points of some banks are only valid for 2 years and will be automatically cleared after expiration. There are also some banks whose credit card points have a relatively long validity period, such as Minsheng, Construction, and China Merchants Bank credit card points, which are permanently valid. Therefore, when you apply for a credit card, you must ask clearly in advance about the expiry date of points, and then apply for a card according to your needs.