Theoretically, the upper and lower limits of gold cards and ordinary cards are the same. In fact, generally more than 8000 gold cards will be issued according to the requirements of customers.
After spending a certain number of times, Puka and Gold Card will be exempted from annual fees, and there are certain discounts; The annual fee of gold card will be higher than that of ordinary card; Platinum cards generally have to pay an annual fee and enjoy higher services.
Platinum cards (from different banks) have high-quality VIP services such as airport VIP services, high-volume (65,438+10,000 or even higher than 300,000) and VIP dedicated channels; Puka and Gold Card only distinguish between ordinary customers and high-quality customers; For ordinary cardholders, there is little difference between Puka and Gold Card.
Extended data:
Credit cards are classified by grade, including general card, gold card and platinum card, and organized by card, including UnionPay, MasterCard, Visa and American Express. In addition to UnionPay, most of them are dual-currency cards, and dual-currency cards also include general cards, gold cards and platinum cards.
Bian Xiao of Jintou Credit Card said that the credit card quota of CITIC Bank is generally in the range of 3,000 yuan to 50,000 yuan. The credit line of CITIC Puka is about 3000 ~ 1 10,000, while the credit line enjoyed by gold card users is 1 10,000 ~ 50,000.
Its quota evaluation is also mainly:
First, according to your previous credit history in the bank, it doesn't matter if there is no record;
Second, personal income;
Third, the scale, standardization and popularity of the enterprise. Good enterprises need fewer conditions or certificates, and the number of places is naturally different.
References:
_ Baidu Encyclopedia CITIC Bank Credit Card