If there is investment promotion in the place where you usually live, then investment promotion is the first choice. The advantages of YOUNG card are as follows:
1. Free deposits in other places: that is, your parents will remit money to you. Money is free
2. The first cash withdrawal in each calendar month is free. The above two points can be used to remit living expenses
3. Most online payments are Supports investment promotion, especially the official websites of some airlines
4. The client system of China Merchants Online Banking is super good. Many operations can be solved in online banking without going to the counter. It also has online consultation services
p>5. The SMS reminder service of the investment promotion is free
6. With the young card dual-currency card, you can use the U.S. dollar to purchase foreign exchange in RMB and repay it
7. If you use the young card dual-currency card, you can pay it back in RMB
7. Annual fee policy
8. The service system of Merchants is very user-friendly (due to my operating error, my US dollar account was not repaid on time. After they called to learn about the situation, they canceled all my late fees. )
But it seems that it is difficult for students to apply for a credit card now. One disadvantage of it is that online purchases are not counted in points