1. After the customer repays the car loan handled by Anji Leasing, Anji Leasing will mail the vehicle registration certificate, loan settlement certificate and other information mortgaged by the customer to the relevant place within five to ten working days, and the customer can contact the service personnel at the local outlets to collect it at home.
2. After receiving the vehicle registration certificate and the loan settlement certificate, the customer can cancel the vehicle mortgage registration at the local vehicle management office with these two materials and personal ID card, vehicle driving license, driver's license and other materials. Generally, the release can be completed on the same day.
3. If customers want to check the delivery progress of vehicle registration certificate and loan settlement certificate, they can also pay attention to the self-service inquiry and settlement mailing information of Anji Leasing official WeChat official account.
4. If the vehicle registration certificate and the loan settlement certificate are not received for a long time after the loan is paid off, the customer can also directly call the customer service hotline of Anji Leasing at 400 1800255 to ask the customer service staff for specific information.
Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. The types of auto loans are:
1, personal loan car purchase business is divided into direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan.
2. Direct bank car loan, including deposit, principal and interest, 3% guarantee fee, etc. The bank's premium customer fees will be discounted, but the preferential policies of each bank are different.
3. In addition to the above expenses, personal auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits.
4. There is also a credit card car loan. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.