You cannot apply for a credit card with someone else’s ID card. Under normal circumstances, you cannot use other people's ID cards to do any business, including credit cards. Businesses that require ID cards to be handled generally require verification of the ID card, and the salesperson who is required to handle the business in person is responsible for verifying the ID card. In the process of credit card application, the "three-parent" system must be implemented, that is, to see the applicant in person, to verify the original ID card of the applicant, and to see the applicant's signature in person. As long as bank personnel follow the system, you can use someone else's ID card to apply for a credit card. It's impossible. In theory, it is possible but in practice it is unlikely that a credit card will be stolen. To apply for a credit card, the qualifications and the real identity of the cardholder will be reviewed, and a lot of proofs need to be provided. It is not easy to get a card. And you need to sign to apply for the card. If the bank violates the rules, the responsibility lies with the bank, so don't worry too much. If you lose your ID card, you can go to the local police station to apply for it as soon as possible. You cannot apply for a credit card with someone else’s ID card. Applying for a credit card must be done in person, and you cannot impersonate someone else's ID card. To apply for a credit card, you need copies of the applicant’s ID card, household register, and original marriage status certificate; the applicant’s work certificate, income certificate, and bank statements; the applicant’s other property certificates, such as self-owned cars, self-owned real estate, and bank deposits. wait.

Legal basis:

"Interim Measures for the Administration of Personal Loans of the People's Republic of China"

Article 12 The lender shall require the borrower to submit a written Apply for a personal loan in a formal form and require the borrower to provide relevant information that can prove that you meet the loan conditions.

Article 13 After accepting the borrower’s loan application, the lender shall perform due diligence responsibilities, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related circumstances, and form an investigation evaluation. Opinion.