The points required to redeem gifts are high and the types of gifts are small.

The difference between the ICBC Endeavor Card and other ICBC credit cards is that the annual fee is directly waived during the validity period, so there is no annual fee burden when applying for the ICBC Endeavor Card. Like other ICBC credit cards, the annual fee must be reduced if the card consumption reaches the standard, but the Endeavor Credit Card does not need to do this, and the annual fee is waived directly.

Extended information:

Notes on using the ICBC Struggle Card:

Because the credit card itself has no money, withdrawing cash with the credit card is equivalent to borrowing money from the bank. The interest is very high and is calculated on a daily basis (you can find out the specific interest calculation method from the card issuing bank). Don’t withdraw cash as a last resort.

If you fail to repay the minimum repayment amount on your credit card when it expires, not only will high interest be deducted, but your personal credit record will also be affected. If you want to apply for a loan from a bank or apply for some personal credit related matters in the future, Things are worse.

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