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Does Yaodu Credit Card have to be renewed with the guarantee company?

No need. If the validity period of Yaodu Card has expired and the cardholder still wants to continue using the card, he can take his valid ID card and old bank card to the local bank branch to go through the card replacement procedures. Generally, before the bank card expires, bank staff will notify the cardholder in advance via text message or phone call. If the cardholder still wants to renew the card, the bank will create a new card before expiration. If you don't want to renew your card, just cancel it.