Credit card points have nothing to do with limit increase. Credit card fixed limit adjustment can currently be applied in three ways:

1. After holding the card for a period of time, you can call the China Merchants Bank credit card customer service hotline You can apply for an increase in your credit limit during the voice call or by logging into online banking or calling the customer service hotline. The bank will apply for you based on your past card use;

2. Or when your financial level has improved to a certain extent, you can also apply for an increase in your credit limit. You can provide relevant proof to the credit card center (such as real estate, car ownership, China Merchants Bank savings certificate, etc. that you have not provided before), fax (021-38566200) or mail proof of financial resources that you have not provided before applying for the card, including a copy of the real estate certificate ( The real estate certificate must contain the name of yourself or your spouse or minor children.) The relevant departments will re-examine based on your new information.

3. Log in to credit card online banking (Public Edition and Professional Edition), Account Management - Account Limit Management - Fixed Limit Adjustment - Apply to increase the fixed limit. After application, the amount will be adjusted according to your card usage. The situation is reviewed. If you have downloaded Pocket Life, you can pay via card*--operate in limit management.

Review results for fixed quotas usually take 3-5 working days.