Withdraw cash through ATM. Find an ATM of China Merchants Bank, insert a credit card, enter the password and the withdrawal amount.
2. Bring my ID card and credit card to the counter of China Merchants Bank to handle the credit card withdrawal business, which is convenient for the groups who want to get change.
Third, withdraw cash through handheld mobile phone software.
1. Log in to China Merchants Bank Credit Card APP Pocket Life and click "My" in the lower right corner.
2. Click "My Customer Service", enter cash withdrawal in the dialog box and send it.
3. After the system replies, click "Withdraw Cash Now" to complete the withdrawal according to the prompt information.
How to withdraw cash from China Merchants Bank credit card?
If it is a credit card of China Merchants Bank, you can transfer it to your debit card through the financial staging function of the Pocket Life APP, which is counted as cash withdrawal, and charge a handling fee and interest.
The handling fee for domestic RMB cash advance is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card).
There is no inter-bank handling fee for cash advance.
Cash borrowed in advance does not enjoy interest-free repayment. From the date of withdrawal to the date of settlement, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis. PS: The handling fee for cash advance by credit card does not generate interest.
China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.
Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems. 20 19 July, 20 19 released the Fortune Global 500 ranking 188.
In 20 19, 1 1, enterprises in China along the Belt and Road ranked 85th in the list of 100 top enterprises. 20 19 12, China merchants bank was selected as the brand of 20 19 China brand power festival 100. 20 19 12 18, People's Daily's "China Brand Development Index" 100 list ranked 3 1. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products. In March 2020, it was selected as the 74th in the Top 500 Global Brand Values in 2020. In May of 20021year, it ranked 22nd in "20021Forbes Global Enterprise 2000".
China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began its public offering in Hong Kong, issuing about 2.2 billion H shares and raising HK$ 20 billion. It was listed on the Hong Kong Stock Exchange on September 22.
The net capital exceeds 290 billion, and the total assets exceed 4.4 trillion. By the first half of 20 17, China Merchants Bank had more than 1800 domestic and overseas branches, set up service outlets in more than 30 cities in Chinese mainland/kloc-0, and had 5 overseas branches and 3 overseas representative offices with more than 70,000 employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 50% equity of China Merchants Cigna Life Insurance Co., Ltd. and 50% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited are wholly-owned companies in Hong Kong.
The development goal of China Merchants Bank is to become a leading retail bank in China. 1In July, 1995, the one-card bank card was launched.1In September, 1999, Netcom, the first online bank in China, was launched, which became a widely used online payment tool for many enterprises and e-commerce websites, and promoted the development of e-commerce in China to some extent.
201April 2, 5 China merchants group co., ltd. plans major events. In order to ensure fair information disclosure, safeguard investors' interests and avoid abnormal fluctuations in the company's share price, the company's shares were suspended from trading on April 3, 20 15 upon the application of the company. In August of 20 16, China merchants bank ranked 39th in "Top 500 Chinese Enterprises in 20 16".
Zhao Yue, the largest private bank in China, took over as the general manager of the private banking department of China Merchants Bank and switched to foreign banks.
Can China Merchants Bank withdraw cash by credit card?
Can China Merchants Bank withdraw money by credit card?
Withdrawing cash from China Merchants Bank's credit card is called cash advance, and the amount is 50% of the credit card contribution. The handling fee for each transaction is 1%, the lowest is 10 yuan, and the daily interest is five ten thousandths.
Debit card withdrawals are free locally.
If you need to withdraw cash frequently, it is recommended to apply for ICBC credit card (except quasi-credit card), which is characterized by full cash withdrawal, free handling fee for local cash withdrawal, minimum handling fee for cash withdrawal in different places 1%, and interest-free repayment for up to 56 days.
Can China Merchants Bank withdraw cash by credit card?
Hello, China Merchants Bank credit card can withdraw cash, which is generally half of your credit limit. However, according to the regulations of the People's Bank of China, in order to control risks, the accumulated cash advance on that day shall not exceed 2,000 yuan. For example, if your credit line is 10000 yuan, then the normal withdrawal amount is 5000 yuan, but you can only withdraw 2000 yuan a day and 5000 yuan in three days.
How much is the cash interest drawn by China Merchants Bank's credit card?
Hello, our personal credit card has the function of cash advance. You can withdraw the cash from the credit card through the ATM and bank counter of our bank or other banks, or transfer the money from the credit card to the savings card of China Merchants Bank in your own name through online banking and telephone voice (the cash withdrawal function of the business credit card is consistent with the company's setting).
If you need to use the cash withdrawal function, please log on to the credit card website or dial 8008205555 for free on the fixed line, and dial the service hotline 4008205555 on the mobile phone, set the transaction password and activate the cash withdrawal function.
Cash advance by credit card will be charged with handling fee and interest (including cash advance by ATM, counter, online banking and telephone of the Bank or other banks): handling fee: 65,438+0% for each transaction in RMB, with a minimum charge of ￥ 65,438+00/transaction, and 3% for each transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of ￥30/ transaction or US dollar interest. From the trading day, the interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly, that is, the interest generated last month will be recalculated. For example, if the billing date is 12, 2,000 yuan will be withdrawn on February 1 day, and the interest will be charged at 1 yuan every day. If the total interest as of February 12 is 12 yuan, it will be withdrawn from February 13 (. Tips: 1. There is only a handling fee for withdrawing multiple deposits from a credit card. 2. Only the cash advance function is enabled for free. 3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first cash advance every natural month (interest is normally charged). 4. No matter in the same city or in different places, there is no inter-bank handling fee for cash withdrawal.
Can China Merchants Bank withdraw cash from its credit card?
China Merchants Bank credit card can take cash, but there are restrictions, not as much as you want, which is generally related to your credit card limit; Moreover, credit card withdrawal charges fees and interest, and the cost is relatively high.
Credit card withdrawal restrictions of China Merchants Bank:
1. The cash advance limit is set according to the usage of the card and included in the credit limit of the credit card. Under normal circumstances, the cumulative withdrawal amount shall not exceed 50% of the credit line. For details, please call the 24-hour customer service hotline of China Merchants Bank Credit Card Center.
2. The daily cash advance (withdrawal) of each card in China shall not exceed RMB 2,000;
3. The daily advance (cash withdrawal) amount of overseas households shall not exceed the equivalent of $65,438+0,000, the equivalent of $5,000 within 65,438+0 months and the equivalent of $65,438+0,000 within 6 months.
China Merchants Bank Credit Card Withdrawal Fee and Interest:
Use China Merchants Bank credit card to withdraw cash in China: the charge standard is 1% of the cash withdrawal amount, and the minimum charge is 10 yuan RMB per transaction.
Use China Merchants Bank credit card to withdraw cash abroad (including Hong Kong, Macao and Taiwan): the charging standard is 3% of the withdrawal amount, and the minimum charge is 3 US dollars or RMB 30 yuan.
China Merchants Bank does not distinguish between local and off-site cash withdrawals in China. As long as the current behavior is mentioned, the corresponding expenses will be deducted according to the above charging standards.
Credit card withdrawal has no interest-free repayment period, and overdraft interest is compounded at the rate of five ten thousandths per day from the overdraft trading day. Take Ms Zhang's cash withdrawal as an example. The bookkeeping date is 1 day per month, and the due repayment date is 25th of each month. She only withdrew 1000 yuan from the ATM on May 28th, and the circulation interest on Ms. Zhang's June 1 day billing date was 0.05% of 1000 yuan for five days (May 28th-June 28th).
How to withdraw cash from China Merchants Bank's credit card
Cash withdrawal method, quota, handling fee and interest of China Merchants Bank's credit card
I. Credit card withdrawal method of China Merchants Bank
1, ATM withdrawal
In China, you can withdraw RMB cash from the ATM of China Merchants Bank or other ATMs of banks with UnionPay logo. Overseas, local currency can be withdrawn from ATM with VISA, MasterCard or JCB logo by transaction password.
2. Cash in advance at the bank counter
In China, you can use your credit card and transaction password to withdraw RMB cash at the counter of China Merchants Bank. Outside the country, you can withdraw local currency at the bank counter marked VISA, MasterCard or JCB with valid ID and credit card.
Step 3 pay cash in advance by phone
As long as you have both a CMB credit card and a smart card, you can call the 24-hour customer service hotline of the credit card: 400-820-5555. According to the voice prompt, the money you need will be transferred from your credit card account to your smart card account immediately.
4. Online banking advances cash
As long as you have both China Merchants Bank credit card and one-card card, you can log in to our credit card online banking, select account management → advance cash, and immediately transfer the money you need from your credit card account to your one-card account according to the system prompt.
Two, China Merchants Bank credit card withdrawal fee, interest and limit.
Handling fee: the handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.
Interest: Cash advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.
Limit: Generally, the advance cash limit is 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.
Can China Merchants Bank's credit card withdraw money directly from ATM?
Hello, after China Merchants Bank's credit card opens the cash advance function, you can withdraw money through ATM. The handling fee is 65,438+0% of the domestic cash withdrawal amount, and the minimum charge is 65,438+00 RMB. The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.
Interest: Cash advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.
Limit: Generally, the advance cash limit is 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.
Can China Merchants Bank's credit card withdraw money from other banks' ATMs?
Hello, the transaction password is set on the credit card, and the cash advance function is opened, so you can withdraw cash from ATM machines of other banks. Generally, the total cash withdrawal does not exceed 50% of your credit limit. The specific amount can be inquired in credit card online banking. In addition, according to the relevant regulations of the People's Bank of China, the daily cash advance for each card in China does not exceed RMB 2,000; Borrowing cash in advance will generate corresponding handling fees and interest. Handling fee: The handling fee is calculated at 65,438+0% of each cash advance in domestic RMB, and the minimum charge is ￥ 65,438+00 for each cash advance; Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly.
If you have any other questions, please call 4008205555 or log on to online customer service :forum.cmbchina/cmu/icslogin.aspx? . From = Blogincmu = 0, thank you very much for your attention and support!
China merchants bank problem
The withdrawal amount of China Merchants Bank is generally 50% of the credit line, and the maximum daily withdrawal amount is 2,000 yuan;
Cash withdrawal fee is 65438+ 0% of the cash withdrawal amount, and the minimum 20 yuan (under normal circumstances);
Interest is calculated from the date of cash withdrawal, 0.5 ‰ per day;
Special instructions:
1. Credit card withdrawal does not enjoy interest-free period, and interest and handling fee are calculated from the date of withdrawal;
2. Credit card deposits do not calculate interest;
3. The interest after the cash withdrawal or interest-free period of the credit card is five ten thousandths per day, that is, the annual interest is18.25%;
Please carefully choose credit card to withdraw cash and control financial risks reasonably.
How much can China Merchants Bank credit card withdraw each time?
Our cash advance business includes cash withdrawal and overdraft transfer.
1. Daily cash withdrawal limit for single card:
The cumulative maximum daily cash withdrawal amount of each card of domestic UnionPay line is 10000 yuan, and the cumulative maximum daily cash withdrawal amount of each card of overseas UnionPay line is equivalent foreign currency 10000 yuan.
The single withdrawal limit of ATM channel is subject to the ATM machine you use.
2. One-day limit for overdraft debit card:
Including pocket life, mobile banking (including PAD banking) and customer service telephone voice system, the total amount of each card per day does not exceed 5,000 yuan. Online banking (popular version, professional version) does not exceed 2000 yuan per card per day.
Tips: Generally, the amount of cash withdrawal and overdraft transfer is 50% of the credit limit (100% for youth cards).
Can China Merchants Bank withdraw cash by credit card?
Credit cards can take cash, but the cost is higher. Generally, there will be a handling fee of 1%-3% for cash withdrawal, and there will be an interest of five ten thousandths every day, and each card can only withdraw 2000 yuan every day.
China Merchants Bank charges 1%, the lowest is 10, and the daily interest rate is five ten thousandths. The password is the password of your credit card. Just withdraw the money as usual.
How to withdraw cash from China Merchants Credit Card to Bank Card?
There are many correct ways to withdraw money by credit card, such as ATM withdrawal, bank counter withdrawal, and transferring credit card quota to bank card through mobile banking and online banking. These methods will not cause risk control, and they are also the correct withdrawal methods for credit cards.
In addition to the above methods, credit cards also have indirect cash withdrawal methods. For example, users use credit cards to help relatives and friends buy things online, and relatives and friends will pay cash to users after receiving things, which is also considered successful. Of course, this method is risky, and friends may owe you money.
There are two ways to use a credit card.
1. Cash withdrawal by credit card See if your credit card has the cash withdrawal function. Generally, credit cards have a cash withdrawal limit, which can be withdrawn directly at ATM or counter.
If there is no withdrawal amount, then if you want to withdraw cash, you can propose it in two ways. The first one is in the credit card APP, or call customer service to ask about the withdrawal amount.
The second method is to brush T with a credit card machine.
Due to the convenient payment method of credit card, there are more and more credit card users, so the phenomenon of credit card cashing is increasing. So how do you get the money out of your credit card? Let me tell you something. 1. You need to pay handling fee and interest to withdraw cash by credit card. The handling fee for cash withdrawal is generally 0.5% of the cash withdrawal amount, while the interest is calculated on a daily basis, and the daily interest rate is about five ten thousandths. 2. Take out the extra money from the credit card and transfer it to the colleague's savings card. This time it's not free, and it needs a certain handling fee, usually 0.5%-3%. 3. You can also transfer money to the UnionPay passbook of any bank at the designated bank ATM in the designated city, but you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking. 4. According to the cardholder's credit limit and card usage record, the cash installment amount is also different. After the cash installment is successfully processed, the money will be transferred to the debit card in the cardholder's name. 5. Credit cards must be used reasonably and repaid in time, because seriously overdue credit cards will be blacklisted in the meeting. Doing so will do more harm than good. Please remember. Simply put, it is 1. Overpayment transfer II. Direct credit card transfer. Cash transfer by installment.
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This concludes the introduction of how to withdraw cash from China Merchants Credit Card and how to withdraw cash from China Merchants Credit Card to bank card. I wonder if you found the information you need from it?