Merchants who don't accumulate points

According to our integral rules, the following items will not be calculated:

(1) Annual credit card fee, revolving credit interest, handling fee and interest on cash advance, expenses arising from overdue repayment (such as liquidated damages and interest) and other handling fees stipulated in the credit card collection contract of China Merchants Bank;

(2) Relevant expenses withheld and remitted;

(3) All consumer transactions belonging to the following 69 merchant categories will not participate in the accumulation of credit card points of China Merchants Bank.