What is a JCB credit card?

JCB card is a world-wide international credit card originating from Japan. It is used by Japan Sanwa Bank, Nippon Credit Card Bank, Mitsui Bank, Kyowa Bank, Daiwa Bank, etc. The company was jointly established in 1961 and has become one of the world's top five credit card organizations.

JCB credit cards are mainly convenient for cardholders to use and consume in Japan. They are mainly settled in Japanese yen. Of course, some are settled in U.S. dollars, such as China Merchants Bank Chibi Maruko-chan JCB Credit Card. JCB's international strategy mainly targets Japanese industrialists and women working and living abroad. In order to establish its international status, JCB also implements priority service plans for merchants in Japan, the United States, Europe, and China.

JCB cooperates with more than 350 major banks and financial institutions around the world and can be easily used in 190 countries and regions around the world. JCB cards are issued in 16 countries and regions and have more than approximately 84 million cardholders. It has more than 8 million cardholders in China.

Is the Bank of China JCB credit card useful? Is it useful?

JCB credit cards are mainly used overseas through JCB channels. You can check the card details through the credit card WeChat official account, Colorful Life APP, official portal website, customer service hotline and other channels.

The above content is for your reference, please refer to actual business regulations.

How about Bank of China jcb credit card? What are the functions?

Charge standards for Bank of China jcb credit card

Annual fee is RMB;

Damage card replacement fee is RMB;

Over limit Fees: If you use the card beyond the credit limit, the portion exceeding the credit limit will be charged a minimum of RMB and Japanese yen on a daily basis based on the expected annualized interest rate;

Cash advance handling fee: a minimum of RMB and Japanese yen will be charged based on the cash withdrawal amount. Yuan;

Late payment fee: The minimum repayment amount will be charged a minimum of RMB and Japanese yen for the unpaid portion;

Handling fee for reading and signing the statement: Domestic copy, RMB and foreign copy, Japanese yen;

SMS service fee: free;

Overpayment refund handling fee: The minimum is RMB and Japanese yen and the maximum is RMB and Japanese yen based on the refund amount;

The handling fee for reporting a loss is RMB;

The handling fee for making a replacement statement is RMB;

The annual fee exemption rule ends on December 31, 2006, within three months after the card is approved Swiping the card three times will waive the first-year annual fee, and swiping the card five more times will waive the annual fee for the following year.

Exclusive privileges of Bank of China JCB Credit Card

Unique RMB/JPY dual-currency settlement

Domestic transactions are accounted for in RMB, and overseas transactions are accounted for in JPY. If you frequently travel between China and Japan, using a RMB/JPY dual-currency card can avoid exchange risks and fees caused by exchange, allowing you to enjoy the fun of credit consumption and eliminate all worries.

Telephone foreign exchange purchase and repayment service

When you need RMB to repay foreign currency debts, you only need to call the BOC Credit Card 24-hour customer service hotline to easily handle the RMB foreign exchange purchase and repayment .

Flexible plan automatic repayment service

When you need to change the agreed amount of automatic transfer repayment for the month based on your own financial situation, the 24-hour customer service hotline is always happy to call you. You can freely choose the repayment amount and manage your finances easily.

JCB Global VIP Service

You can freely enjoy the all-round care provided by JCB’s global VIP service network. Airport VIP lounges, hotel reservations, medical services, etc., allow you to enjoy Show your noble status.

Usage evaluation of Bank of China JCB standard credit card

BOC JCB Credit Card is the country’s first RMB/Japanese yen dual-currency credit card product and complies with international standards. How about Bank of China JCB standard credit card? What are the characteristics of Bank of China JCB standard credit card?

Let’s first take a look at the basic services and functions of Bank of China JCB standard credit card. The annual fee for Bank of China JCB standard credit card is 100 yuan, which is waived for the first year, and the annual fee for the following year is waived by swiping the card 5 times.

The interest-free period is up to 50 days, the credit limit is 1,000-10,000 yuan, and the cash withdrawal limit is 50 of the credit limit.

In addition to the basic financial functions of a credit card such as revolving credit, cash advance, and zero-risk loss reporting, Bank of China JCB Credit Card can also provide you with a variety of value-added services and points exchange programs. Especially for customers who need to go to Japan, the product's unique RMB/JPY settlement function allows you to settle in Japanese yen in Japanese yen consumption areas and make account repayments through the direct exchange of RMB and Japanese yen. , which can save exchange fees.

The special services of Bank of China JCB Credit Card are also reflected in:

Special Function 1: Unique RMB/Japanese Yen dual-currency settlement

If you hold Bank of China JCB Credit Card, It can be used smoothly at domestic and overseas UnionPay and JCB merchants; overseas, you can withdraw local legal currency for cash advance transactions at ATMs with UnionPay and JCB logos around the world. Domestic transactions are recorded in RMB, and overseas transactions are recorded in Japanese yen. If you frequently travel between China and Japan, using a RMB/JPY dual-currency card in Japan can avoid exchange risks caused by currency exchange, allowing you to enjoy the fun of consumption and eliminate all worries.

Feature 2: Telephone foreign exchange purchase and repayment service

When you need to repay foreign currency debts in RMB, you can easily call the Bank of China JCB Credit Card 24-hour customer service hotline Handle repayment of RMB foreign exchange purchases.

Feature 3: JCB Global VIP Service

You can freely enjoy the all-round care provided by JCB’s global VIP service network, including airport VIP lounges, hotel reservations, medical services, etc. , showing your distinguished status.

Feature 4: Airport VIP Lounge

If you are a Bank of China JCB Credit Card Gold Card holder, you can freely enjoy the exclusive VIP services provided by JCB at major airports in Japan. Lounge, you can also enjoy a variety of exclusive services such as flight information, destination-related guides, magazines and drinks provided by JCB. (See "Rate Schedule" for specific charging standards)

Feature 5: JCB VIP Service Center

No matter where you are in the world, you can call JCB in case of emergency VIP Service Center, immediately enjoy the considerate services provided by JCB International Credit Card Company, including: global credit card loss reporting service, hotel reservations, cash withdrawal guide, consultation on local tourism and merchant preferential information, etc., making you feel more at ease when traveling .

Feature 6: Global Chinese Service

Bank of China has 39 overseas branches (including Hong Kong) providing credit card services in 20 countries and regions around the world. Overseas branches of Bank of China can handle cash withdrawals with BOC JCB credit cards, loss reports and emergency cash replenishment services with BOC JCB credit cards, and enjoy the convenience brought to you by Chinese-language services with peace of mind.

Which bank is better for JCB cards? These three JCB cards are all good

JCB credit card is a card issuing organization in Japan. It has cooperated with dozens of domestic banks to issue a variety of credit card products, such as Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, etc. Most of them With the theme of classic cartoon images, it provides cardholders with a variety of service rights and interests. For example, cardholders can enjoy the VIP travel rights of airport high-speed rail provided by the JCB card organization. So, which bank is better for JCB cards?

We have compiled some good JCB credit cards from 3 banks for your reference.

1. China Merchants Bank All-Currency White JCB Edition

This credit card is a U.S. dollar single-currency card, and it is also a platinum card with no annual fee. The annual fee is waived within the validity period of the card. , so no matter whether you open a card or not, you don’t have to worry about the pressure of annual fees. This credit card is most suitable for overseas consumption. It can directly waive foreign currency conversion fees. You can spend with confidence. The most important thing is that you can repay directly in RMB.

In terms of benefits, like all JCB Platinum Cards, you can enjoy free and unlimited high-speed rail VIP lounge services at international airports throughout the year, as well as some limited overseas airport VIP lounge services.

2. ICBC JCB Travel White

This credit card is a Japanese yen single currency card, but the card application is done in 11 mode. When you apply for a JCB single-label card, you will be given You issue a UnionPay standard card to meet the cardholder’s domestic and overseas consumption needs. The platinum card has an annual fee of 2,000 yuan, but the advantage is that it can be applied for separately as an additional card.

If you have another platinum card from ICBC, you can apply for the card through 3136 and apply for JCB Travel as an additional card. In this way, as long as the main card can waive the annual fee, then the additional card will naturally be free of charge. Yes, you can enjoy JCB domestic airport high-speed rail VIP services when you apply for the card.

3. CCB Japan Travel JCB Edition

This is a US dollar single-currency card. The card application is also an 11-batch card model. When you apply for a JCB single-label card, you will get a UnionPay standard card. Although it is a platinum card, the annual fee is waived. The primary and secondary cards of the JCB single-label card are directly exempted from the annual fee. The UnionPay version can be exempted from the annual fee by swiping the card or making 10 installments.

Card holders can enjoy most of the common benefits that JCB Platinum Cards can enjoy, such as JCB self-operated airport VIP lounges overseas, airport bus and shopping discounts in Japan, and dining/entertainment facilities cooperated with JCB in Japan. Promotions and more.

Summary: In fact, there is no such thing as a good or bad JCB credit card issued by various banks. After all, for cardholders, the credit card that suits them is the best, so we have to choose it according to our own needs. Apply for a card according to your actual needs.

Which JCB credit card is the best, there is always one worth buying

Many people apply for credit cards not only to meet domestic consumption, but customers with overseas needs can also apply for dual-currency credit cards to facilitate overseas travel. Consumption. According to different international credit card organizations, different card types can be applied for. Friends who spend a lot of money in Japan will of course choose JCB credit cards. So, which JCB credit card is better? Here are a few to see which one is worth buying.

1. Ping An BE@RBRICK Fashionable Age of Innocence Card JCB Version

As a regular card, the application conditions are very simple. As long as you are over 18 years old and have the ability to repay, there is no need to Just a bad credit record. The card provides 5 trendy card faces for card applicants to choose from, and the annual fee is waived in the first year. If you swipe the card 6 times, the annual fee for the next year will be waived. In addition, you can win BE@RBRICK trendy suits and enjoy exclusive BE@RBRICK points by swiping your card, and there are also discounts at KTV, dining, and watching movies.

2. ICBC JCB Credit Card

This card provides two settlement methods, RMB and USD. It is also a general card level, but provides airport and high-speed rail VIP room services, overseas travel emergency High-end benefits such as rescue, and many online shopping discounts are available. In terms of the annual fee, it is waived in the first year, and the next year is waived if you swipe the card 5 times or exceed 5,000 yuan, making it easier to meet the standards.

3. One Piece Wanted Card - Luffy Collection JCB Edition

It is suitable for fans of One Piece to apply. It is not only commemorative, but also has good discounts and benefits. New customers who spend RMB 500 or more in a single installment by swiping a card or installment will receive a free ONEPIECE collection wooden barrel cup. The cardholder’s birthday and monthly points will be doubled. If you introduce a new customer and successfully open the card, you will receive 1,000 permanent points. The points are permanently valid. The settlement method of the card is RMB and Japanese yen, and the cash advance and cash withdrawal limits are both 50% of the card limit.

4. Everbright Bank Fashion Escort Co-branded Credit Card JCB Edition

Which JCB credit card is better? Do you think any of the above four is worth applying for? If you feel that it is not enough, introduce the application portal. More dual-currency credit cards are waiting for you to check. If you are interested, please do not hesitate. The credit cards are officially authorized by the bank to ensure the security of your information and successful card application.

This is the end of the introduction about JCB credit card and what JCB credit card is. Have you found the information you need?