First, credit card consumption.

To insist on long-term credit card spending, it is best to spend more than three months in a row, and generate credit card spending quota every month, instead of using it for a while and then freezing it for a long time.

Try to swipe your card wherever you can, regardless of the amount. The more times you swipe your card, the more industries (supermarkets, hotels, restaurants, gas stations, etc. ), the better If you swipe your card at one time or spend it many times in the same industry, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.

Second, adhere to the application and seize the application opportunity.

Insist on applying for increasing the credit card limit by telephone. I failed this month, and I will continue to call next month, especially if my card is maxed out.

Fourth, sleep pause.

When your application is rejected for many times, you can stop using it for one or two months after the card is full, and call the bank's credit card center to tell the bank's customer service directly that you are considering returning the card. It is best to present some facts. Of course, your attitude should not be too bad, and you will generally get satisfactory results.