Generally, credit cards can be used in cash, but interest will be charged for the part exceeding the credit card limit.

It just means that your credit card can still have a withdrawal limit, 200 yuan. Because the total amount is gone, it is of course impossible to withdraw cash.

In order to avoid the inconvenience caused by the failure of your credit card due to insufficient credit limit, we will allow you to use the part exceeding the credit limit according to the comprehensive use of your credit card. If the available credit limit is negative, your account has been overspent.