Overdue repayment means insufficient repayment ability or poor credit information, which is a high-risk user, and the bank will reduce the amount and reduce the risk.

2. Use less cards.

Using fewer cards means that spending power is insufficient and there is little demand for credit lines. For example, CITIC Bank has reduced the amount of credit cards that have not been used for more than six consecutive months.

3. There are violations.

Credit card cashing is a false transaction through POS machines or online networks, which is illegal and will be reduced if it is controlled by banks.