How to lend a credit card to someone so that he can't use it?
1, report the loss and reissue a new card:
Report the loss of the credit card lent to others, and then reissue a new card. It's useless for others to get your credit card. But the new card may be different from the old card number, expiration date and other information. Activate the card after you get a new card. Remember to unbind the credit cards of other websites and rebind the new cards, otherwise you can't spend.
2. Set the transaction limit to 0:
If you don't want to change a new card, you can set the transaction limit for the credit card in online banking, and the amount is set to 0. After the setting is successful, your credit card has no overdraft limit, and others can't swipe it with their credit cards, so they may return it to you voluntarily. The most important step is to reset the transaction limit after getting the card, and then change the credit card transaction password.
3. Modify the transaction password:
It's similar to the second method, but your credit card is traded by password in advance. If it's a signature transaction, this won't work. Although the credit card is lent to others, you can still change the transaction password by calling the credit card service hotline to manual customer service, online banking or mobile banking.
Summary: Although the above methods can make the credit card lent to others unusable, it is best to solve the problem directly from the root, that is, not to borrow it at all. After all, it is illegal to lend a credit card, not to mention that others will use the card after lending. This consumption will still be counted on the cardholder, and the bank will only blame the cardholder.