There is a 3-day grace period for credit card repayments (including E installments) (no application required). Delaying the minimum repayment within three days starting from the repayment date will not affect your credit record.

For example: the last repayment date is the 5th of each month. If the payment is delayed for 3 days until 24:00 on the 8th of the month, it is considered normal repayment.

Warm Tips

1. If you want to repay the China Merchants Bank credit card through transfer from another bank, it is recommended to handle it 1-2 days in advance and pay attention to the time limit of the account.

2. There will be no fees for full repayment, and interest fees will be incurred for the minimum repayment.

(Response time: March 9, 2020. For the latest business changes, please refer to the official website of China Merchants Bank.)