If you do not settle in the United States, you should cancel your credit cards and bank cards before returning to your country.

For debit cards in the United States, most banks charge monthly and annual fees. If you do not cancel, fees will be incurred and your personal credit will be affected.

Most credit cards in the United States have no annual fees. Credit cards that charge annual fees either mean the cardholder has a poor credit rating, or the credit card is a high-end card that comes with many benefits, such as travel assistance, high card swiping rewards, or private financial services for the cardholder. . However, if you use an American credit card to make purchases in China, most of them will also charge fees, which is not cost-effective. It is better to cancel it.