Instalment payment conditions for ICBC credit cards:

You can apply for installment payment if your credit card consumption reaches 600 yuan. The handling fee is 1.65 for 3 periods, 3.6 for 6 periods, 5.4 for 9 periods, and 5.4 for 12 periods. 7.2, 11.7 in 18th period, 15.6 in 24th period.

Instalment Notes

1. Installment fees are charged in one lump sum according to different standards. The characteristic is that the fewer installments, the lower the cost.

2. There is no minimum repayment for cash advance, it must be repaid in full, and of course you cannot apply for installment payment.

3. The installment starting point is low. When shopping online, no matter what the product is, you can apply for installment payment as long as the single order exceeds RMB 600;

4. The installment rate is low. Currently, ICBC's installment payment service rates are the lowest among banks.

Instalment payment method

When you swipe your card at a merchant designated by ICBC, you can apply for installment payment directly to the cashier; from the day after your transaction is recorded until the payment arrives You can easily apply by dialing 95588 and calling a manual within three working days before the repayment date; you can also apply at an ICBC branch; customers who have registered for ICBC online banking can go through the "Credit Card Service; Peony Card Repayment; Installment Settings "Convert consumption transactions that have been recorded into your account and are within the interest-free period to installment payments.