1. Online application: To apply for a credit card through the official credit card channel provided by the bank, the applicant only needs to select the card type that suits him, then fill in the information, submit the application, wait for approval and issue the card.
② Bank outlet application: apply directly to the outlet of the issuing bank that wants to apply for a credit card, fill in the information and wait for approval and card issuance.
What are the procedures for handling credit cards?
1. Prepare materials in advance: users go to the business outlets of card-issuing banks and bring personal identification documents and other materials;
② Apply for card opening: at the bank counter, indicate to the staff that you want to apply for a credit card, inquire about the appropriate credit card type and grade, and then explicitly apply for a credit card from the staff.
3. Qualification certificate approval: the bank will approve the applicant's qualification, and the approval work mainly focuses on the applicant's personal credit and repayment ability. After comprehensive evaluation, the bank decides whether to open a card for the applicant;
④ Card release: After the approval, the bank will send a corresponding notice to inform the user of the expected credit card release time. After the applicant gets the card, the activated card can be used.