There is no handling fee for credit card swiping of Minsheng Bank in different places. The credit card itself has no geographical concept. As long as merchants have corresponding credit card channels, credit cards issued by banks can be swiped normally, regardless of geographical restrictions. There is no handling fee for spending RMB by credit card nationwide. Most credit cards in China are UnionPay cards, which can be swiped through UnionPay channels anywhere at home and abroad, and there is no handling fee. So you can brush with confidence. Not only is there no handling charge for credit cards, but there is no handling charge for debit cards.

However, there is a handling fee for withdrawing cash from credit cards in different places. Generally speaking, the handling fee standard for foreign banks to withdraw cash from credit cards is the same as that for local banks. For example, the handling fee for the withdrawal of ABC credit card in China is 2% of the transaction amount, and the minimum payment is 20 yuan; Bank of Communications credit card withdrawal fee is 1% of the transaction amount, with a minimum of 10 yuan; CITIC Bank's credit card withdrawal fee is 2% of the transaction amount, with a minimum 20 yuan; Generally, the handling fee for withdrawing cash from the credit card of Guangfa Bank is 2.5% of the transaction amount, the lowest is 10 yuan, the gold card is 2.5%, and the lowest is 10 yuan, and the platinum card is free. The credit card withdrawal fee of China Everbright Bank is 65438+ 0% of the transaction amount, with the lowest in 3 yuan and the highest in 200 yuan.

The mobile phone number has been reserved in the bank when handling the credit card, that is, the mobile phone has been bound when handling the card, so the credit card must be bound with the mobile phone.