If the Bank of Communications credit card is spent on the bill date, it will be counted as the current bill with a high probability.

for example, if your bill date is the 1th of each month, your repayment date is the 4th of each month. Then all the consumption between November 11th and December 9th will be included in the December bill, so you need to repay it before January 4th of the following year. If you spend money on the day of bookkeeping, the time of bookkeeping will prevail. However, when spending is recorded, it will generally be recorded on the same day. Therefore, the single-day consumption accounting is included in the current bill. Then there is no 56-day interest-free period. Therefore, the credit card of Bank of Communications, single-day consumption, will basically be included in the current bill. Repayment is required before the final repayment date.

under normal circumstances, I don't recommend spending by credit card on the billing date. Because some banks account for the current bill, and some account for the next bill. So, to be on the safe side, I suggest you try to spend money after the bookkeeping date. The purpose of this is to extend the interest-free period of your credit card. Once it is included in the current bill, it needs to be repaid before the final repayment date. You will use this fund for a short time. However, if the bill is for future consumption, this fund does not need to be repaid on the current repayment date. The use of this fund will be even greater. Another point to refer to is the consumption amount on the accounting day. If the consumption amount is relatively small, it doesn't matter whether it is included in the current bill, because it won't take up too much money. But if it is a large consumption, try to control it after the billing date. So my advice is: don't make big purchases on the accounting day. But you can spend a small amount of money. Try to leave large purchases after the billing date, so that your interest-free period will be longer.

if you are really short of funds, then you don't have to worry about the billing statement at this time. Even if the consumption on the billing date is included in the current bill, you still have a long interest-free period from the billing date to the repayment date. During this period, the funds can still be used without interest. But in this way, the utilization rate of funds will not be maximized.

finally, to sum up, the credit card of Bank of Communications is charged to the current bill for one-day consumption. The repayment date of the current period requires repayment. Therefore, I personally suggest that if it is a large amount of consumption, try to control the consumption after the billing date, so that the interest-free period will be longer and the capital utilization rate will be greater. Related questions and answers: