Zheshang Bank credit card has a three-day grace period for repayment

If the cardholder completes the repayment of the credit card within three days of the credit card repayment date, there will be no overdue payment. recorded.

However, if the user fails to repay the credit card on time after 24:00 on the third day or due to delayed payment, then corresponding overdue repayment records will be generated and the personal credit will be checked. cause adverse effects.

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the bank pays the merchant a one-time payment for the goods (or services) purchased by the cardholder, and then allows the cardholder to pay in installments The process of repaying money to the bank and paying handling fees.

The bank will deduct the consumption funds and handling fees in installments from the cardholder's credit card account based on the cardholder's application, and the cardholder will repay according to the monthly credit amount.