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Can JD.COM gold bars be repaid by credit card?
JD。 Gold bars are consumer loan products in JD.COM. They are similar to IOUs, except that one is similar to a credit card and the other is similar to a loan. Many friends are interested in the repayment method of JD.COM gold bars, and want to know whether they can repay by credit card like white bars. Let's take a closer look.

1. Can I repay JD.COM gold bars by credit card?

Gold bars and white bars are products of Jingdong Finance. It stands to reason that the repayment method should be similar, and everyone knows that white bars can support credit card repayment, which means that gold bars may also support credit card repayment.

Of course, this is just a guess. I can't help it As I am not qualified to use gold bars at all, I can only rely on speculation. After all, it is difficult to draw conclusions without practice. As for whether the guess is right or wrong, you have to rely on your friends to experience it and then tell the answer.

2. Which credit cards support repayment of JD.COM gold bars?

Imagine that if gold bars can really support credit card repayment, there is another place to pay attention to. After all, not all credit cards support JD.COM gold bars. Take IOUs as an example. Although domestic credit cards such as ICBC, ABC, BOC and CCB can repay IOUs at prime Bank, China Merchants Bank and Bank of Communications have stopped this business one after another.

Why don't some banks support it? Many banks believe that credit card overdraft should be used in the consumer field, not in the non-consumer fields such as production, operation and investment; White bars and gold bars are loan products provided by JD.COM Mall to customers. If you use a credit card to pay back the IOUs, it must be "repaying the loan". To put it bluntly, it is "robbing Peter to pay Paul", and banks have to bear great risks. Of course, we have to stop this business.