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What is the business license and ID card that a third party needs to apply for a credit card?
According to the relevant information, because you are a private owner.

1. Private owners need to provide business licenses and ID cards to apply for credit cards.

2. Complete and signed application form, identity certificate, residence certificate and income certificate are required. And a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date.