How to increase the amount of CITIC Credit Card

CITIC Bank's credit card has always been strict, and many cardholders have complained that it is an "iron rooster". Although CITIC Bank's credit card is easier to pass the examination, for low-quota cardholders, the higher the credit card limit, the better. How can we quickly increase the credit card limit of CITIC Bank? Today, Xiao Qin will share with you the special skills of CITIC Bank's credit card increase!

I. Time of withdrawal

The first withdrawal time of CITIC Bank is 6 months after the card is released. After that, the temporary quota can be raised every three months and the fixed quota can be raised every six months. Therefore, we must grasp the time and avoid missing the opportunity to increase the quota. In addition, if you want to get a withdrawal, it is recommended that you use 8% of the overdraft limit in your credit card every month, and apply for a temporary limit during holidays or business trips, so that it is easier to trigger the withdrawal.

Second, consumption skills

1. Use your CITIC credit card to spend 15-2 transactions on POS of three different acquiring institutions, with a consumption cycle of 8-15 days; At the same time, go to the offline large supermarket to brush the bank direct POS, 3-5 pens; Add 1-3 pens to bind WeChat network consumption;

2. After the bill comes out, you must pay attention to the "insufficient balance" (for example, the credit card limit is 25,, and the direct consumption is about 12,). The consumption amount should be 3% greater than the fixed limit and 8% less than the fixed limit; At the same time, it must be more than 1% of the fixed amount available in the card!

3. After spending "insufficient balance" for half an hour, send a code with your mobile phone bound by CITIC Credit Card, and take the initiative to apply for withdrawal.

3. Curve withdrawal

I believe that card users are no strangers to curve withdrawal. By applying for a second card, when the amount of the second card is higher than that of the first card, it means that the curve is successful. It's easy to say, but it's hard to do. I believe that most card friends have tried this method, and many card friends have failed, because the selection of cards, the use of original cards and the timing of curves are very important to the success of curves. Through the "curve withdrawal of foreign currency single currency card", the success rate of this method is very high, and the line under the curve is basically broken by 5w. The method is also very simple. The original card has specially optimized 3 bills, and each bill consumes at least 1 foreign currency. The fourth bill directly curves the foreign currency single-currency card. After the card is released, the original card quota will be leveled synchronously. This method works every time!

4. Special consumption

1. If the above method can't make you meet the conditions of credit card withdrawal of CITIC Bank, it can only prove that your credit card is "poor" or "poor credit card use"! Use the freezing withdrawal method of foreign currency consumption

2. Operation method: From the second bill, your credit card only consumes one RMB, and another three pounds or Hong Kong dollars (which is the consumption of multi-currency credit cards and the consumption of Hong Kong dollars of UnionPay single-currency cards). When the third bill comes out, go to the credit limit management of CITIC Mobile APP, and the 9% probability of withdrawal is successful!

3. Foreign currency can be used online without leaving the country.

How to withdraw the credit card of CITIC

There are two kinds of credit card withdrawals of CITIC, one is temporary withdrawal, and the other is fixed withdrawal, both of which have inconsistent requirements on the use time of credit cards. For the first time, the temporary limit is raised, requiring cardholders to use credit cards for at least three months and above, and for the first time, the fixed limit is raised, requiring cardholders to use credit cards for at least six months and above.

Increase the temporary limit: after holding the credit card for three months, the cardholder can call the credit card service hotline of CITIC Bank to apply, and the bank will appropriately increase the limit according to the credit card usage record. The temporary limit is valid for two months, and the original limit will be restored upon expiration.

increase the fixed amount: there are three ways to increase the fixed amount, one is to call the customer service hotline of the bank credit card, the other is to log in to the online banking of CITIC Credit Card, and the other is to go to the offline outlets of CITIC Bank.

Call the customer service hotline: Call the customer service hotline of CITIC Bank to apply for increasing the credit card limit. CITIC Bank will review the cardholder's past credit records and card usage, and raise the credit limit for customers who meet the credit adjustment policy of CITIC Bank.

log in to online banking: log in to the credit card center of China CITIC Bank and log in to personal online banking, and click Card Management-Increase the limit of main card to apply.

the skill of raising the credit limit of CITIC Credit Card. Increase the frequency of credit card swiping. Daily consumption can be completed by credit card, such as daily consumption, paying water and electricity bills, buying household appliances, etc. Large consumption and small consumption should be available, so that banks can see your spending power and your dependence on credit cards. Repay on time, maintain a good credit standing, repay on time after consumption, let the bank see your repayment ability, and choose the installment appropriately, but it must not be overdue; Provide more property certificates, including but not limited to property certificates, cars, wealth management products, deposits, insurance, etc.

How to operate the credit limit of CITIC Credit Card

The operation process of credit limit of CITIC Credit Card:

1. Open the credit card dynamic space APP of CITIC Bank and find my credit limit on the home page;

2. Find a fixed credit card limit in the Credit Card Limit Center of CITIC Bank or receive a fixed credit card limit within a limited time;

3. modify and raise the fixed amount, and then click one button to raise the amount;

4. Complete SMS verification;

5. The credit line of CITIC Credit Card has been adjusted successfully;

6. Return to CITIC Credit Card Limit Center to check the latest adjusted limit.

CITIC Bank's credit card has always been aimed at serving the public, and it will serve the public better. Many people who have used credit cards know that credit cards are very convenient, not only in domestic shopping malls and supermarkets, but also in some foreign consumption places. Credit cards have greatly facilitated the general public and made banks gain more profits from them.

This is the end of the introduction about how to withdraw the amount of CITIC Credit Card and how to withdraw the amount of CITIC Credit Card. Did you find the information you need?