Yin Su KGI Consumer Finance Co., Ltd. is a licensed consumer finance corporate bank jointly sponsored by Jiangsu Bank, KGI Commercial Bank, Lanhai Building and Wuxing Holdings. KGI Bank is the leading banking institution in consumer finance in Taiwan Province Province, Blue Ocean House is the leading brand of national men's wear, and Wuxing Holdings is deeply involved in many fields of retail. Four shareholders can form the demand of differentiated synergistic development effect. After Suning's Gold Rush, Yin Su Kaiji became the second company in Jiangsu Province with a consumer finance license. At present, its main business includes issuing personal consumption and deposits of domestic shareholders, borrowing from domestic financial institutions, issuing financial bonds with approval, domestic interbank lending, consulting and agency business related to consumer finance, etc.
As the largest shareholder of Yin Su KGI, Jiangsu Bank is also the largest corporate bank in Jiangsu Province. According to the 2020 performance report released by Jiangsu Bank, the total assets of Jiangsu Bank Group in 2020 were 2,337.893 billion yuan, a year-on-year increase of 13.2 1%. ; During the reporting period, it realized operating income of 52.08%; The net profit attributable to shareholders of listed companies was 65.438+05.066 billion yuan, a year-on-year increase of 3.06%. In terms of asset quality, at the end of the reporting period, the NPL ratio of Jiangsu Bank was 65,438+0.32%, 6 percentage points.
At the same time, combined with the resources of Taiwanese enterprises of other shareholders, Oriental Kaiji Bank, fifth, it also set a good practice for Yin Su Kaiji to seize market resources, and gradually developed a stable and compliant operation mode. After the official opening, Yin Su Kaiji will continue to explore ways to provide intelligent, professional and inclusive consumer financial services.
Amount:
Household registration requirements: mainland household registration
Duration: The longest period is 12.
Repayment method: equal amount, equal interest, daily interest, and repayment as you borrow.
Age: 22-55 years old.
Interest rate increase (annualized): from 9%
Time limit for approval: online application, usually the result will be given on the same day.
Whether it is a nuclear weapon or not.
Repayment in advance: there is no penalty.
Second, which bank's app loan is better?
Better bank app loan: 1. CCB's fast loan is a well-known bank credit loan in the industry, which belongs to a relatively low threshold. As long as you open a card in CCB, you have a certain deposit, investment and wealth management, mortgage and so on. You have a chance to get a quota. CCB's fast loans include fast e-loans, financing e-loans, pledge loans, car e-loans, and Wo e-loans. The maximum amount of fast e-loan application is 50,000 yuan, the maximum amount of financing e-loan is 5 million yuan, and the maximum amount of pledged loan is 6,543,800 yuan. Generally speaking, the annual interest rate of fast e-loan is 7.2%, the minimum annual interest rate of financing e-loan is 6.72%, and the minimum annual interest rate of pledged loan is 5.6%. 2. ICBC Easy Loan China Industrial and Commercial Bank has a pure credit loan. As long as you have an ICBC credit card, you can apply for this consumer loan. The loan term is 6 months, 12 months, 24 months, 36 months, with equal repayment every month. A single consumption of 100 yuan can be handled, and the maximum loan amount is 200,000 yuan, which can be repaid with the loan, making the application more flexible. 3. China Merchants Bank Flash Loan If you have a China Merchants Bank credit card and your personal credit is good, you may wish to know about China Merchants Bank Flash Loan. The amount is less than 300,000, and the loan period is 1 year for 2 years, while the enterprise credit line is less than 200,000, and the loan period is 1 month for 2 months 1 year. 4.ABC Network Dai Jie Network Dai Jie is a product provided by ABC for ABC customers. 24-hour special person for approval, users can apply for a maximum amount of 300,000 yuan. Netjet loan repayment method is different from other small loan products. Online lending only supports one-time repayment, not installment repayment. The longest loanable period of NetJet loan is 1 year. : Formal loan software: 1. Micro-loan 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the user invitation system. At present, invited users can see the entrance of "micro-loan" in QQ wallet of mobile phone QQ and WeChat wallet of WeChat, and can get a loan amount of up to 300,000 yuan. 2.JD.COM Gold Bar Jingdong Finance produced Internet credit loan products, with a maximum loan amount of 654.38 million yuan, a daily loan interest rate of 0.05% and a discount of 0.04% during the activity. 3. Ant Borrowing is an Internet credit lending product produced by Alipay platform, and you can apply for sesame points for more than 600 points. The loan amount is 500 yuan-300,000 yuan, and the daily interest rate of the loan is 0.02-0.05%. Du Xiaoman has money to spend. Money flower is a credit product of Du Xiaoman Finance, a big brand of Baidu Finance. Money flower has been welcomed and liked by everyone since it was launched. Rich flower owners can apply for easy loans with a maximum amount of 200,000. 65,438+08-55 non-university students can apply for easy loans. It should be noted that you should prepare your ID card and debit card when applying.
Third, what app loan is the best?
If you want to find a loan from a non-bank institution and are short of money for serious business, you can borrow it from your relatives and friends. If you want to spend in advance, just bear with it. Loans from private companies are either swindlers or the interest rate is much higher than that of banks. It's all compound interest, that is, interest is settled every month, and the monthly interest next month becomes the new principal. This is called compound interest.
Online loan risk warning: those loans that require you to pay the advance payment or the first month's interest are all liars. Be careful when you pay. He won't give you money. As long as the money doesn't hit your card, packaging in the early stage, paying the first month's interest, paying the verification fund, activating the fund and remotely operating the deposit to collect your money are all liars! Who told you to pay the money first? 1, more than 0,000% is to cheat you. After you give him the money, his phone number, qq and WeChat can't be contacted anymore. Therefore, those who ask you to transfer money and remit money before the money arrives are liars!