1. It may be because WeChat runs out of change quota of 200,000 yuan a year, and users can no longer pay with change, so they can only pay with bank cards. If users want to pay with WeChat change, they must wait until the new quota comes down next year.
2. It may also be because the balance of WeChat change is insufficient. At this time, the balance is less than the amount to be paid and can only be paid by bank card.
Credit card payment is mainly supported by some merchants or related recharge, and some merchants cannot support credit card payment yet. Some merchants also restrict the payment method, only supporting savings cards or balances, not credit cards, which means that scanning code payment is similar to transfer, and credit cards cannot transfer money.
The payment limit has reached the limit. Credit card WeChat payment has a limit, which refers to a single limit, a single-day limit or a monthly limit. The specific limit is subject to bank regulations, and the regulations of each bank will be different.
Reason 1: The reserved mobile phone does not match, and the WeChat binding bank card does not match the reserved mobile phone, resulting in binding failure.
Solution: Opening online banking is different from opening online payment. You need to go to the bank counter to handle the online payment function, and then reserve your mobile phone number. In some areas, there may be some delay in the distribution process. It is recommended to wait patiently or try again according to the following methods.
Solution: 1 Please check whether "country and region" is selected correctly, and it must be the country and region where the mobile phone number belongs. For example, if the mobile phone is Hong Kong Mobile, you need to select "
2. Please check whether the "Mobile Number" is correct. As in the above example, after selecting the attribution, you only need to enter "9 152 * * *" in the mobile phone number input box, without entering other information such as area code;
3. Due to the maintenance of WeChat or network operators, the bank card bound by WeChat cannot receive the verification code.
Recently, there are also many Unicom mobile phone users. After excluding the above three possibilities, they still can't receive the bank card and verification code bound by WeChat. Some netizens gave feedback on the Internet. After contacting Unicom operators, I learned that the Ministry of Industry and Information Technology recently reorganized the short message port at the beginning of 10655, so Unicom stopped sending short messages with this port number, so you can't receive it.
4. If the above operations still can't solve the problem that WeChat can't bind the bank card, please contact WeChat customers or bank customer service to solve it.
Reason 3: It is not a bank supported by WeChat.
Wechat is bound to the bank card. Why can't I pay?
Wechat binding rules
1. When binding a bank card, you need to verify the cardholder's real name information, that is, the information of {name, ID number}.
2. A micro-signal can only bind one real-name information. The real name information cannot be changed after binding, and the real name binding relationship will not be deleted when the card is released.
3. The same ID number can only be registered for 10 (including 10) WeChat payment;
4. A bank card (including credit card) can bind up to 3 micro signals;
5. A micro signal can be bound to at most 10 bank cards (including credit cards);
6. A WeChat account can only set one payment password;
7. Online banking is not required for bank cards (except Bank of China and Industrial and Commercial Bank of China). As long as there is a reserved mobile phone number in the bank, you can bind WeChat payment.
Note: Once the binding is successful, this micro signal cannot be bound to a bank card/credit card with other names. Please be careful.