1, the so-called official card
Refers to the credit card held by the staff of the financial budget unit, which is mainly used for daily official expenses and financial reimbursement business. The scope of funds for business card consumption mainly includes travel expenses, conference expenses, entertainment expenses and sporadic purchase expenses.
Business cards have the common attributes of credit consumption and other common attributes of ordinary bank cards, and also have the unique attributes of financial management. It can combine the relevant requirements of financial management with the unique advantages of bank cards, and it is a new financial management tool and means. At the same time, the official card has the basic attributes of a general bank card, and it is free of interest to withdraw cash.
2, that is, business cards can be like other credit cards.
In this sense, the official card belongs to the category of bank card and is a modern payment and settlement tool.
3, the implementation of official cards
It is the first to comprehensively use non-cash payment tools to reduce the use of cash in small official expenditures. At the same time, it uses the bank card payment system to assist the financial department to monitor the whole process of small official payments and strengthen the management of financial expenditures. Therefore, it is of great significance to do a good job in the application and promotion of official cards.