Calm down at this time, only to find out if you have fallen into any trap? Therefore, the bank will always give you a unified answer to all kinds of consultation and complaint calls. Our credit limit and card issuing level are all evaluated according to your own comprehensive conditions. At this time, the anger caused by the psychological gap will think about simply not activating and canceling directly. At this time, some banks will tell you that there is an annual fee for not activating. You can cancel the annual fee if you pay it.
If you have a bad temper, you will probably scold your mother! For the annual fee, think about it or forget it, so we calmed down and read the message again. It turned out that it was not issued by banks at all, but by some marketing agencies. The so-called platinum credit card was just a gimmick.
At present, most of the credit card issuance business of many banks has been outsourced to third-party intermediaries, and intermediaries earn money by issuing cards. In order to increase the success rate of card opening, these intermediaries often study people's psychology and attract us to click on the application with specially studied short messages. Once this application is successful, it will bring commission to the intermediary.
Therefore, most of the short messages for credit cards are sent by these intermediaries. When we receive text messages, we should do a simple screening. We can check the official phone number of the issuing bank through Baidu or the back of the bank card. If there is a real need to apply for a card, we can also apply directly online in official website, or directly at the outlets. Relatively speaking, we can better understand the relevant information of credit cards and get the most suitable credit card.