2. The card has been opened and has not been used. It is suggested to check whether there is a Chinese New Year fee in recent two years. If the annual fee has been incurred but not repaid, the card will be deactivated due to overdue reasons. If no annual fee is generated, the card is in normal condition and can be used.
3. "Two years without money" means no deposit or no repayment? If it is the latter, it will definitely be useless. If the credit card is not stopped for a long time, the money will still be paid back, but the card will not be opened.