How to calculate the credit card repayment date! For example, the 1st of every month is the repayment date, and if you spend 20 days to pay on July 30th

A credit card has a statement date and a final repayment date. Here is an example:

If your bill date is the 1st, the repayment date is the 20th.

So if you swipe your card on July 30, you will have to pay it back on August 20.

If the card is swiped on August 2, it will be repaid on September 20.

If it is a China Merchants Bank credit card, you can enjoy the interest-free period for card purchases. The interest-free period means that if you pay off all the consumption before the final repayment date, you do not need to pay any interest. The interest-free period for repayment ranges from 20 to 50 days, and the length of time will depend on the specific time of your consumption. If your consumption is before the current bill date, it will be included in the current bill; if it is after the bill date, it will be included in the next bill, and you can enjoy a longer interest-free period.

Assume that the bill date is the 13th and the repayment due date is the 1st. Generally, if a customer consumes money on August 12th, the bill will be issued on August 13th, and the bill will be issued on September 1st. The interest-free period is the shortest for repayment; if the customer purchases on August 14, the bill will not be issued until September 13. If the customer repays on October 1, there will be a longer interest-free period. The credit card repayment date is the 18th of each month. If I pay on the 2nd, will it be counted as repayment this month?

Hello, if it is a China Merchants Bank credit card, you can repay in advance or on the repayment date. , all counted as your repayment.

The repayment date of my China Merchants Credit Card is the 5th of each month. If I make a purchase on the 30th, will the repayment date be the 5th of the next month?

1. Look at the credit card statement date. If The billing date is the 5th, so any purchases made before the 5th will need to be repaid that month.

For purchases made after the 5th, repayment will be made next month.

2. The credit card payment due date refers to the last date on which the credit card issuing bank requires the cardholder to return the amount due. Prior to this, repayments are interest-free. Overdue interest and late fees will be charged.

3. Credit card application materials:

(1) Identity documents

Chinese residents: second-generation ID card, military ID card, armed police card

Residents of Hong Kong, Macao and Hong Kong: Mainland Travel Permit for residents of Hong Kong and Macao

Taiwan residents: Mainland Travel Permit for Taiwan compatriots

Foreigners: Passport

( 2) Work certification documents

Any one of the following work certification documents:

A copy of the work permit, employment pass, pass, and name badge pre-printed with the name of the work unit and employee’s name

Original business card pre-printed with the name of the work unit and employee name

Original work certificate issued by the unit within the last 3 months, stamped with the official seal of the unit or the seal of the human resources department or the financial department stamp or trade union seal, indicating the date of issuance.

A copy of the teacher appointment letter issued by the State Education Commission or the school within the last year (applicable to teachers)

A copy of the practicing certificate of a registered physician (applicable to doctors)

Pre-printed medical insurance list with the name of the unit and the names of employees, printed within the last month, including the word medical insurance, the customer's name, unit name, and payment records should be displayed on a one-page attachment

Note: If you are a private owner , you need to provide a copy of the business license containing the name of the registrant, the name of the unit and the date of business start, and there is no need to provide the above work certification documents.

(3) Income certification documents

Any one of the following income certification documents:

Payslip for any month in the last 3 months (if salary The form does not show the name of the unit, and the original copy is required)

A copy of the bank statement/passbook showing the applicant’s name and salary income in any month of the last three consecutive months

The last three The original salary certificate issued in the name of the unit within three months and stamped with the official seal of the unit, the seal of the human resources department, the seal of the finance department, or the seal of the labor union, and the date of issuance must be noted.

Copy of any personal income tax bill within the last 12 months

(4) Credit card certification documents

Copies of the front of credit cards from other domestic banks

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(5) Documents proving financial resources

A copy of any of the following supporting documents:

The real estate certificate in the applicant’s name, or a house purchase contract, or a house pre-sale contract , or mortgage contract, or formal house purchase invoice

The original vehicle driving license in the applicant’s name, the model must be a sedan, and the purpose must be non-operational.

(6) Proof of residence

A copy of the utility bill (including water, electricity, gas, landline or mobile phone, etc.) for any month in the last 3 months in the applicant’s name

Copies of bank, securities, insurance, fund, etc. statements for any month in the last three months.

Household registration book showing the applicant’s current residential address, driver’s license, real estate certificate, social security card, house purchase contract, housing loan contract, copy of house purchase invoice, etc.

A copy of the rental contract, within the validity period of the contract.

ID card (the bill mailing address must be consistent with the ID card address) How is the repayment date of Ping An Credit Card calculated? For example, when is the repayment date for a purchase of 3,000 on April 6?

Hello, the repayment date of Ping An Credit Card is after your current credit card bill is settled. The final repayment time for this account is extended 18 days after the bill date. You can log in to Ping An Credit Card Online Banking to check your credit card statement date.

Currently we have Tianxiatong social manager. You can download Ping An Tianxiatong and bind your credit card to experience different business circles, and you can control the information at one hand! When is the credit card repayment date calculated? My repayment date is the 16th of each month. For example, if I make a purchase on October 6th, I should pay it off on October 16th. This

If it is the 10th For consumption on the 6th of the month, under the premise that the 16th is the repayment date, that is the credit card repayment date in November. How to calculate the repayment date? My repayment date is the 5th. If I make further purchases after repayment, will I have to pay it back next month?

Generally, the repayment date is 20 days after the bill date. How to calculate the repayment date of a transportation credit card? My consumption date is January 22nd, and I pay it in installments for 6 months, so the repayment date should be every month. What's the date?

The repayment date is not based on the consumption date, but on the bill date;

The bill date is a fixed day every month, starting from the next day of the bill date Start counting 25 days from now, and this day will be the repayment date. Due to the size of the month, the repayment date is not fixed, but there is also a huge difference of 1 day;

For example, your bill date is every month 3rd, then the 25th day starting from the 4th is the 28th, then your monthly repayment date is the 28th; if the bill date is the 15th of each month, then since January has 31 days, then the repayment date will be the 28th. day is February 9th, and February has 28 days, then the repayment date in March is March 12th. This is how it is calculated;

You should know your own billing date and calculate it yourself. You’ll know it right away; or you’ll know everything after the bill comes out. The credit card repayment date is the 29th, which day can the payment be made on or before the 29th? My credit card payment is due on the 7th of every month.

Is my payment on the 15th of every month considered overdue?

Hello, if you hold a China Merchants Bank credit card, if you fail to repay the minimum payment on your bill in time before the payment due date, late fees and interest will be charged, and your personal credit will be affected. The late payment fee is 5% of the unpaid portion of the minimum repayment amount, with a minimum charge of RMB10 yuan or USD1 yuan. Interest will be charged on all consumption in the current period starting from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full. In order to avoid affecting your personal credit, it is recommended that you repay the bill on time. If it is not convenient to pay off the bill in full, please pay at least the minimum repayment amount on time