Hello, if you have never held a credit card of our bank, you can apply in the following three ways: 1. Please log on to the credit card website/,select "Credit Card Application"-"New Customer Application Channel", apply for an appointment through the online banking platform, fill in the simple reservation information online and wait for the bank's approval. If the approval is successful, an expert will handle it for you. If you want to do this, please confirm your region first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/region); 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.

The most important condition for applying for a credit card is that you are at least 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards; 2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; 3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

If you have any other questions, it is suggested to add "QQ" or "WeChat" to experience the function of the "micro-customer service" platform of the credit card, or telephone manual service consultation. Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or WeChat search for "cmb4008205555" and pay attention to China Merchants Bank Credit Card Center. Method 2: Please call the credit card customer service hotline 8008205555 (fixed telephone only) or 4008205555. The cardholder should directly enter the ID number and inquiry password-then select "9" to enter the manual service. Thank you for your attention and support!