This approach requires detailed analysis of specific circumstances.
1. You can deposit the 20,000 pounds settled with an ICBC card into your own credit card.
2. If the credit card is a Visa account, you cannot directly deposit pounds into ICBC’s Visa credit card. For credit card cash withdrawals, even if you deposit money, it will only be deposited into the overpayment account. Whether you withdraw cash or use the credit card limit, not only will you be charged a handling fee, but you will also be charged cash interest.