The "balance" of China Construction Bank's credit card refers to the amount of debt that has been recorded in the credit card. The larger the amount, the more the debt is, and the smaller the amount, the smaller the debt has been recorded. If it is A negative number means that there is a balance in the card after deducting the arrears that have been recorded. If the poster checks that this item is -65.7, or that there is an overpayment of 65.7, then it means that there is a balance at the time of the check (because it is not Including unaccounted transactions, such as unaccounted authorization transactions, unaccounted installment transactions, pre-authorized transactions, etc.).

The "available limit" refers to the maximum limit that can be used after removing the used credit limit on the credit card. If it is a negative number, it means that the credit limit used by the poster has exceeded the credit limit given to you by China Construction Bank, which means that there is no more credit limit to use.

If the poster has any other questions, you can ask.