1. Reduce debt: Cash withdrawal by credit card depends on whether the cardholder has repayment ability, and the debt ratio is also one of the factors that affect repayment ability. Once the personal debt ratio exceeds 50%, the bank will think that the cardholder is very risky, and it is basically impossible to withdraw cash if it exceeds 70%. It can be calculated according to the formula personal debt ratio = total debt/total income * 100%.

2. consumption abroad: consumption abroad Bank will earn more fees, and it will be easier for banks to recognize the spending power of cardholders. However, consumption abroad usually needs to be reported to the bank, and the bank may increase the amount immediately after the declaration, or it may increase the amount during the process of swiping the card, such as after swiping the card.

3. Move bricks to increase capital: If possible, you can directly deposit more than 50,000 yuan in the issuing bank, or buy some funds, wealth management products, insurance, etc. Sold by the bank to prove your financial ability to the bank. With these assets as collateral, banks will definitely feel more at ease when withdrawing credit cards.

4. Bill installment: The handling fee contributed by bill installment is one of the sources of bank profits. It doesn't mean that the more stages, the better, but to master a degree, which can be divided into 1~2 times every six months, and the amount is more than 5000 yuan. It is better to handle it in six stages after receiving the invitation from the bank, which is more successful than manual staging.

5. Curve withdrawal: If you still can't withdraw the amount through the above methods, you can try curve withdrawal, that is, apply for another credit card at a bank with a credit card. Usually, if you can approve the card, the amount of the card will often be higher than that of the existing credit card.