What is the annual fee for the Bank of Communications Yongda Auto Credit Card? If you apply for a Bank of Communications credit card, you must either not activate it or you will incur an annual fee. However, different types of Bank of Communications credit cards have different annual fees. Moreover, with the exception of individual cards, most credit cards can waive the annual fee as long as the number of card swipes is reached. So, what is the annual fee for this Bank of Communications Yongda Auto Credit Card? Credit cards issued by Bank of Communications usually have several levels, such as regular card, gold card, and platinum card. In addition to platinum card, the annual fees of other credit card levels are usually around several hundred yuan. As for the specific amount, it depends on the card you hold. What kind of card is it. Bank of Communications Yongda Auto Credit Card is a UnionPay single-currency card. It has two types: gold card and regular card. The annual fee for the main card of the gold card is 200 yuan/year/card, and the annual fee for the regular card is 140 yuan/year/card. The annual fee for the supplementary card is Half of the annual fee for the main card. However, it can be reduced by the number of card swipes, as follows: 1. Annual consumption: the cumulative consumption of the previous day from the date of issuance of the credit card to the following year. 2. Standards for deducting the annual fee when the Yongda Auto Credit Card is fully spent: 1) The annual fee calculation date (corresponding to one day in the year following the card issuance date), such as the main cardholder in the previous year, regardless of gold card or regular card, as long as If you swipe the card 6 times, the Bank of Communications Credit Card Center will waive the annual fee for the card for the next year. 2) On the annual fee calculation date, if the principal cardholder’s cumulative consumption in the previous year does not reach the annual fee standard, the Bank of Communications Credit Card Center will charge the cardholder the annual fee for the next year in accordance with the annual fee charging standard. And so on. As a reminder, although the annual fee of the Bank of Communications Yongda Auto Credit Card is not very high, as a cardholder, we need to rationalize the Bank of Communications' annual fee-free policy to avoid unnecessary expenses. The annual fee is waived after 6 purchases. Easy to do. Bank of Communications Yongda Auto Credit Card (car value-added service, points can be redeemed for air miles)