Now basically everyone has a credit card in his hand, and it is especially convenient to spend credit cards when going out. But most people basically apply for a general credit card. With the continuous improvement of our living standards, the general credit card can not meet our needs. Therefore, many friends have racked their brains to upgrade their credit cards. Then let's take you to know the news in this respect. credit card upgrade method Raiders: 1. Choose a credit card when you need to spend money. You absolutely don't need cash in places where you can swipe your card outside, which makes the bank feel that you are used to using credit cards to spend money, and your dependence on credit card consumption is still relatively large. 2, the appropriate use of credit card quota when spending, remember not to burst your credit card. It is best to use a line close to the credit card line, and it is also best to have such consumption every month. It will make the bank feel that the user's credit limit is not enough, and it is necessary to increase the credit card limit to meet the user's consumption. 3. Remember to repay on time. If a good personal credit record is the premise of credit card upgrade, then repayment on time is the key to credit card upgrade. At the end of the repayment, the bank will also think that it has a good reputation, which has laid a trust foundation for the credit card upgrade. 4. Don't use installment when the repayment amount is not high. Some friends may ask, "Why can't I use it? It's not that I don't pay it back. It's great to bring benefits to the bank in stages. " It doesn't matter if you don't intend to apply for upgrading your credit card; However, if you want to upgrade the credit card level and do so, the bank will think that you are not able to repay, and there will be risks after upgrading the credit card level. If all the above four items are completed within half a year or more after the card is opened, you can call the bank customer service phone to apply for improving the credit card level. The credit card limit will be raised first, and if the credit card limit is raised to the previous level, the credit card level will naturally be raised.