Many residents living in villages and towns want to apply for credit cards of rural credit cooperatives, but they don't know how to apply and what materials need to be prepared. In fact, the credit card processing process of rural credit cooperatives is similar to that of other banks. Let's take a look at the relevant introduction of credit card application of rural credit cooperatives.

How to handle the credit card of rural credit cooperatives?

1 Bring my ID card and passbook of rural credit cooperatives to the offline business hall to apply and fill in the application materials;

Submit relevant information, such as a copy of ID card, personal financial certificate, credit certificate, etc.

After the credit card audit data is submitted, the card can be issued within 15 working days under normal circumstances.

Rural credit card applicants need to meet these basic conditions: applicant 18 years old; Have certain repayment ability; Have a stable job and income, and can provide proof of income or social security; Can provide valid identification. If the applicant has real estate and vehicles in his name and can provide information to the bank, the success rate will be improved and it is possible to obtain a larger credit card limit.

Reminder: At present, most rural credit cooperatives have no credit card business except commercial banks. Therefore, before handling the credit card of rural credit cooperatives, you should first consult the local rural credit cooperatives to find out whether there is such a business.

The above is the answer to how to handle the credit card of rural credit cooperatives, hoping to help you. If your local rural credit cooperative can apply for a credit card, you can prepare relevant information first to avoid tossing back and forth.