1, the longest interest-free period is 56 days and the shortest is 25 days;

2. The minimum repayment amount is 10% of the minimum arrears, that is, the longest repayment period is10;

3. Apply for repayment by installments, up to 24 installments.

4. The overdraft interest of some credit cards shall be calculated at five thousandths of the daily interest for 15 days, ten thousandths of the daily interest for more than 15 days, and fifteen thousandths of the daily interest for more than 30 days. The overdraft interest is not divided into sections, and the interest is calculated according to the highest interest rate of the last overdraft time.

5. The minimum monthly repayment amount of consumer credit cards shall not be less than 10%. For the unpaid part of the minimum repayment amount, the bank will charge a 5% late fee.