It is the bank with the longest interest-free period. The banks with the longest interest-free period are Industrial and Commercial Bank of China, Agricultural Bank, Bank of Communications and Huaxia Bank. The interest-free period of these four banks is 25-56 days, and you can enjoy the longest interest-free period by swiping your card the day after the bill date. In case of big or small months, the repayment date will be adjusted one day earlier or later. The interest-free period of other banks is 18-50 days.

The billing date of each bank's credit card is fixed, and the repayment date is fixed in the days after the billing date. For example, the repayment date of Bank of Communications is 25 days after the bill date, the bill date is 65438+February 3, and the credit card is spent the day after the bill date, so the bill will be 65438+1October 3, 65438+1October 4.