The methods for querying the CCB bank card number are:
1. Branch query: Bring your ID card to a CCB branch, submit an application for card number query to the staff, and then provide your personal information as prompted. Information, after verifying the identity, you can query all China Construction Bank bank card numbers under the name of the ID card.
2. The online banking query operation is as follows;
Operating environment:
Brand model: iPhone13
System version: iOS15.3
p>App version: v13.2
Log in to the official website of China Construction Bank (/home/indexv3.html), then log in to "Personal Online Banking", and you can check it in your personal account.
3. Mobile banking inquiry:
Operating environment:
Brand model: iPhone13
System version: iOS15.3
App version: v5.6.7.001
Log in to the China Construction Bank APP, log in to your personal account, then click the icon in the upper left corner of the homepage, then select "Security Center", and then click the "Information switch" ", then find "Wealth" in it, click to enter, and you can query the bank card number.
1. Can the penalty for overdue CCB credit card be negotiated?
1. If the user’s credit card is overdue due to special reasons, such as unemployment, major illness, sudden disability, etc. If the credit card is overdue due to these circumstances and the financial source is lost, the bank will agree to reduce the penalty for the user after confirming the facts. If the user is overdue due to insufficient repayment ability, the bank will not agree to negotiate in this case.
2. When using a credit card, users must take their repayment ability into consideration. If you do not have sufficient repayment ability, it is best not to overspend.
2. What are the consequences of overdue records on CCB credit cards?
1. Having overdue records on your personal credit report will greatly reduce the chance of successful credit card application. Because banks will investigate the applicant's repayment record in the last 24 months when approving a credit card. If there are overdue repayments in your repayment record, the bank will think that you do not have the ability to repay on time and will reject it.
2. Overdue fees and interest will be charged. China Construction Bank's late payment fee standard is 5% of the unpaid portion of the minimum repayment amount, and the interest is 0.05% per day, and it is a full penalty interest.
3. If the overdue time is long and the overdue amount is large, CCB will also take the initiative to freeze your credit card. No matter how serious it is, you will be added to the bank's blacklist and you will never be able to apply for a CCB credit card again.
3. How to eliminate overdue records
If you think that everything will be fine by canceling the credit card after repayment, you are wrong. This method cannot eliminate overdue records. The correct way is to keep using the card and repay it on time every month. After two years, the overdue record will no longer have a significant impact on you.