How to calculate the minimum repayment of a bank credit card:
The calculation rule for the minimum repayment of a bank is: 10 for your consumption, 10 for cash withdrawal, all the interest on the current bill, all the fees on the bill (That is, late payment fees, over-limit fees, etc.) The unpaid portion of the minimum repayment amount on the previous period's bill, so the minimum repayment amount is not a fixed value and depends on the arrears;
Every The monthly bill will give you a full repayment amount and a minimum repayment amount. Repay according to the bill amount. As long as you don't default, there will be no adverse impact on your credit record, but you will have to pay additional interest. The interest is calculated at 50,000 per day starting from the date when the consumption is recorded. The interest will be compounded on each billing date, so it is recommended to repay in full as soon as possible.