China Construction Bank official card repayment, if there is a CCB savings card, can be done through online banking, credit card service hall, mobile banking, CCB ATM and other channels, and cash deposits can be handled at CCB self-service deposit machines or CCB counters. In addition, repayment can also be made through inter-bank repayment or through a third-party platform (such as Lacarra), but it will take a little longer to arrive in the account, usually at least 2 days.

If you have a CCB savings card, you can bind the savings card with a credit card as an agreed repayment account. After this setting is successful, the savings card will be automatically deducted and returned to the credit card on the next day of the monthly repayment date. This way is the most worry-free, as long as there is enough deposit in the savings card. After the deduction is successful, the bank will also inform you by SMS. If it is unsuccessful, you will also be informed to deposit in time to avoid delaying repayment.

The repayment period of the official card of CCB is within 20 days after the bill date, including the twentieth day, and the last day is called the repayment date.

① For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date;

② Interest-free repayment period varies according to the regulations of various banks, ranging from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of the following month;

③ If the billing date is 1 day, the final repayment date is 20 days, with the shortest 20 days and the longest 50 days;

(4) During this period, as long as the customer pays off all the current accounts payable on the current statement, he/she does not need to pay any interest on the non-cash transaction funds advanced by the bank to the store (cash advances do not enjoy interest-free concessions).