Hello:

Students can only apply for student credit cards. This kind of credit card generally requires students to be students of several ordinary universities determined by the bank.

In other words, if you want to apply for a college student credit card from a bank, your university must be on the list of recognized universities provided by the bank. You can only consult the bank for this.

Every bank is different. Schools supported by China Merchants Bank may not be supported by other banks.

Also, applying for online banking at China Merchants Bank has nothing to do with the credit card you applied for. They are two different things and will not cause any property losses. Unless you have set up a repayment appointment, the money will be deducted from that account to repay the credit card as agreed, otherwise there will be no impact.