1. Provide materials. ID card: you need to provide the ID card of the person applying for the credit card, including a copy of the ID card; residence permit: you also need to provide your home address, such as a copy of your passport.

2. Prerequisites. The person applying for a credit card must have no bad records within the past six months to be eligible.

3. Work certificate. Generally, only those who have a job can apply for a credit card, because these people are more capable of repaying the loan, so they must provide proof of employment.

4. Proof of income. In addition, you need to provide proof of income. People with high incomes can apply for credit cards with larger amounts, while people with low incomes can apply for credit cards with smaller amounts.